Home Insurance in Georgia

Life in Georgia comes with opportunities, challenges, and unexpected events, but when it comes to protecting the place you call home, The Mudd Family Agency makes the process straightforward. We combine local Georgia knowledge and personalized attention to help homeowners across the state secure dependable home insurance. Our mission is simple: protecting your property and everything you've worked hard to build through customized coverage designed with care.

What Does Home Insurance Cover?

Home insurance provides crucial protection against risks that could damage your property and belongings, such as fire, theft, or natural disasters. Policies also include liability coverage to protect you in the event of accidents occurring at your residence. Whether you own a house, condo, or rental property, our team is here to help you select coverage that meets your specific needs.

Why Work with The Mudd Family Agency for Home Insurance?

As a trusted insurance agency in Lilburn, The Mudd Family Agency has a strong connection to the community, making us uniquely equipped to help Georgia homeowners navigate their options. We prioritize education and service, ensuring our clients understand their policies and feel confident in their coverage. Let us handle the complexities of home insurance while you focus on enjoying life in your home.

Get an Online Quote for Home Insurance

Starting your search for reliable home insurance is easy with The Mudd Family Agency. Our online quoting tool is available for homeowners interested in exploring coverage options. Visit our online insurance quoting page today to discover customized solutions tailored to your property and lifestyle.

Insurance Terms to Know

• Premium: The amount you pay (monthly, quarterly, or yearly) to keep your insurance policy active.
• Deductible: The amount you pay out of pocket before your insurance begins to cover a claim.
• Limit: The maximum amount your insurance will pay for a covered loss.
• Coverage: The specific protection your policy provides—such as for your car, home, or life.
• Claim: A formal request made to the insurance company when an incident occurs and you need your insurance to pay or assist.
• Dwelling Coverage: Pays to repair or rebuild your home if it’s damaged or destroyed by a covered event like fire, wind, hail, or vandalism.
• Personal Liability Coverage: Protects you if someone is injured on your property or if you accidentally cause damage to someone else's property and are legally responsible.
• Medical Payments: Covers medical expenses related to an automobile accident.
• Loss of Use: Provides compensation to a third-party claimant for financial loss due to the inability to use property as a result of accident-related damage.
• All Other Perils (AOP) Deductible: The amount you’ll pay out of pocket for most types of non-catastrophic claims.
• Actual Cash Value: The fair market value of property, calculated as replacement cost minus depreciation.

Contact Us for Home Insurance Assistance

If you have questions about your options or need expert advice on home insurance coverage, our team at The Mudd Family Agency is here to assist. We invite you to connect with us through our Contact Us page to learn more and insure your home with reliable coverage.